Compare CeFi (lending/earning) platforms on features!

Compare all CeFi platforms on their features here. Are they available in your country, what are the conditions for earhing their highest rates, do they have free withdrawals? All of this, and info, can be found in the table below!

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Platform: Reward details (compare interest rates here): Availability: Withdrawals: Funding and trading: Company info: Last update: #
Name, sign-up link: Conditions for highest rate: Sign-up bonus? (by using our links): Earning tiers: Rewards card? US users allowed? Non-US users allowed? Web app? Android app? iOS app? Free withdrawals? BTC withdrawal fee: ETH withdrawal fee: USDC withdrawal fee: Coin swaps? (convert) Advanced/pro trading? Cash on-ramp? Location: Founded: Trustpilot score:
AAX.com savingsFixed deposit. The longer, the higher rate.Up to $110 in USDT for various tasksNo, but some earnings capped.NoNoYesYesYesYesNo0.00040 BTC0.00500 ETH5.86 USDCYesYesYesSeychelles20183.9/5 (47 reviews)2022-02-161
Abra.com appHold platform tokens (CPRX). Additional rate paid out in CPRX.$40 in CPRX: deposit $15+ in crypto, hold for 30 days. More info... NoNoYes (excl NY)YesNoYesYesNoUnknownUnknownUnknownYesNoYesUnited States20142.7/5 (143 reviews)2022-02-162
Ascendex EarnNone.5% discount on trading feesNoNoNoYesYesYesYesNo0.00050 BTC0.01000 ETH1.00 USDCYesYesYesSingapore20182.7/5 (26 reviews)2022-02-163
Binance.comFixed deposit. The longer, the higher rate. Best rates often have (low) quota's.10% discount on trading fees. More info...NoNoNoYesYesYesYesNo0.00050 BTC0.00625 ETHUnknownYesYesYesCayman Islands20172.0/5 (3125 reviews)2022-02-164
Bitladon.comNone.-NoNoNoYesYesYesYesNo0.00030 BTC0.00248 ETH7.63 USDCYesNoYesThe Netherlands20173.6/5 (1520 reviews)2022-02-165
BitMart.comFixed deposit. The longer, the higher rate.10% discount on trading feesNoNoYes (excl. NY)YesYesYesYesNo0.00050 BTC0.00500 ETH25.00 USDCNoYesYesCayman Islands20173.0/5 (1154 reviews)2022-02-166
Bitrue Power PiggyHold platform tokens (BTR).-NoNoYes (excl NY, TX)YesYesYesYesNo0.00050 BTC0.01000 ETH26.00 USDCNoYesYesSingapore20182.5/5 (164 reviews)2022-02-167
Bitvavo.comNone.Free $1000 in transaction feesNoNoNoYes (EU & UK only)YesYesYesNo0.00020 BTC0.00500 ETH16.00 USDCNoYesYesThe Netherlands20184.2/5 (12086 reviews)2022-02-168
Blockchain.comNone.-NoNoYes (excl NY)YesYesYesYesNoNetwork feeUnknownUnknownYesYesYesLuxembourg20112.4/5 (5838 reviews)2022-02-169
BlockFi.comNone.$10 in BTC: deposit $100+ in crypto, hold for 30 days. More info...Yes, lower rates > 0.1 BTC, 1.5 ETH, 20000 USDC.Yes, 1.5-3.5% back (BTC). See detailsNoYesYesYesYesYes, 1 / month.0.00075 BTC0.01500 ETH50.00 USDCYesNoYesUnited States20174.0/5 (226 reviews)2022-02-1610
BTSE.comFixed deposit. The longer, the higher rate.20% discount on trading feesNoNoNoYesYesYesYesNo0.00050 BTC0.00187 ETH34.35 USDCYesYesYesBritish Virgin Islands20183.5/5 (0 reviews)2022-02-1611
Celsius.networkHold platform tokens (CEL), get paid out in CEL.$50 in BTC: deposit $400+ in crypto, hold for 30 days. More info...Yes, lower rates > 0.10 BTC, 2 ETH.Yes (coming soon). See detailsNo (only accredited investors)YesYesYesYesYes, unlimited0 BTC0 ETH0 USDCYesNoNoUnited States20173.9/5 (1616 reviews)2022-02-1612
Cex.ioNone.-NoComing soon, 5% backYesYesYesYesYesNo0.00050 BTC0.00700 ETH40.00 USDCYesYesYesUnited Kingdom20164.7/5 (22454 reviews)2022-02-1613
Coinbase.comNone.$10 in BTC: buy or sell $100+ in crypto. More info...NoYes, 1-4% back (crypto). See detailsYesYesYesYesYesNoNetwork feeNetwork feeNetwork feeYesYesYesUnited States20121.6/5 (6751 reviews)2022-02-1614
CoinList.coNone.$10 in BTC: buy or sell $100+ in cryptoNoNoYes (excl NY, AK, HI, NV, MN)YesYesYesYesNoNetwork feeNetwork feeNetwork feeYesYesYesUnited States20171.4/5 (355 reviews)2022-02-1615
Coinloan.ioHold platform tokens (CLT).+0.05% APY interest, -0.1% on all trading fees. More info...NoNoYesYesYesYesYesYes, unlimited0 BTC0 ETH0 USDCYesNoYesEstonia20174.4/5 (253 reviews)2022-02-1616
Crypto.com app *APRFixed deposit, hold platform tokens (CRO), get paid in CRO.$25 in CRO: stake $400+ worth of CRO to unlock. More info...Yes, 50% of normal rate > $3.000, 15% > $30.000Yes, 1-5% back (CRO). See detailsYes (excl NY)YesNoYesYesNo0.00050 BTC0.00500 ETH25.00 USDCYesYesYesSingapore20162.2/5 (5415 reviews)2022-06-0217
Gemini.com earnNone.$10 in BTC: buy or sell $100+ in crypto. More info...NoYes, 1-3% back (BTC). See detailsYesYesYesYesYesYes, 10 / month0.00100 BTC0.00100 ETH0.50 USDCYesYesYesUnited States20141.5/5 (364 reviews)2022-02-1618
Hodlnaut.comNone.$30 in USDC: deposit $1000+, hold for 31 days. More info...Yes, lower rates > 0.1 BTC, 100000 USDC.NoYesYesYesYesYesYes, 1 / month0.00040 BTC0.00360 ETH10.00 USDCYesNoNoSingapore20194.8/5 (403 reviews)2022-02-1619
Hotbit.io investFixed deposit. The longer, the higher rate.10% discount on trading feesNoNoNoYesYesYesYesNo0.00100 BTCNANANoYesYesHong Kong20171.7/5 (321 reviews)2022-02-1720
Huobi EarnFixed deposit. The longer, the higher rate.$170 in trading fee creditsNoNoNoYesYesYesYesNo0.00040 BTC0.00380 ETH32.80 USDCYesYesYesSeychelles20131.9/5 (108 reviews)2022-02-1721
Inlock.ioFixed deposit, hold platform tokens (ILK), get paid in ILK.$20-300 in BTC: $50-$25000+ crypto deposit, hold 90 days. More info...NoNoYesYesYesYesYesYes, 1-10 / month0.00050 BTC0.00500 ETH15.00 USDCYesNoNoHungary20183.5/5 (0 reviews)2022-02-1722
InvestVoyager.comHold platform tokens (VGX). Bonus rate paid in VGX.$50 in VGX: buy or sell $100+ in cryptoYes, lower rates > 0.25 BTC, 20 ETH, 25K USDCYes, 0-3% back (VGX). See detailsYes (excl NY)NoNoYesYesNoUnknownUnknownUnknownYesNoYesUnited States20171.7/5 (226 reviews)2022-06-0223
Kraken.com stakingNone.-NoNoYes (excl NY, WA)YesYesYesYesNo0.00002 BTC0.00350 ETH20.00 USDCYesYesYesUnited States20112.1/5 (1541 reviews)2022-02-1724
KuCoin save/stakeNone.-NoNoYesYesYesYesYesNo0.00050 BTC0.00600 ETH30.00 USDCNoYesYesSingapore20171.7/5 (565 reviews)2022-02-1725
Ledn.ioNone.$10 in USDC: deposit $75+ in cryptoYes, lower rates > 0.1 BTC. No tiers for USDC.NoNoYesYesYesYesNoNetwork feeNA35.00 USDCYesNoNoCanada20184.6/5 (448 reviews)2022-05-0526
Liquid.comNone.10% discount on trading feesNoNoNoYesYesYesYesNo0.00050 BTC0.01400 ETH2.50 USDCYesYesYesJapan20142.6/5 (57 reviews)2022-02-1727
MyConstant.com *max rate: APRHold platform tokens (MCT). Some coins: higher rate if paid in PRV.$10 in USDT: hold $100+ balance for 30 days. More info...Yes, lower rates > 0.5 BTC, 5 ETH, 5000 USDC. Hold MCT to increase tier up to 50000 USDC.YesYesYesYesYesYesNo0.00020 BTC0.0016 ETH10.00 USDCYesNoYesUnited states20184.6/5 (1374 reviews)2022-05-0528
Nexo.io *max rate: APRFixed deposit, hold platform token (NEXO), get paid in NEXO.$25 in BTC: hold $100+ balance for 30 days. More info...Yes, lower rates > $50.000 in value on some coins.Yes, 2% back (BTC/NEXO). See detailsNoYesYesYesYesYes, 1-4 / monthUnknownUnknownUnknownYesNoYesUnited Kingdom20174.6/5 (8010 reviews)2022-02-1729
OKcoin.comSome coins 15 day fixed.$10 in BTC: buy or sell $100+ in crypto. More info...NoNoYes (excl NY, LA)YesYesYesYesNoNetwork feeNetwork feeNANoYesYesUnited States20134.0/5 (1114 reviews)2022-02-1730
OKX.com EarnFixed deposit. The longer, the higher rate.$10 in BTC: buy $100+ in cryptoNoNoNoYesYesYesYesNo0.00020 BTC0.00400 ETH20.00 USDCYesYesYesSeychelles20173.4/5 (297 reviews)2022-02-1731
Swissborg.comHold platform tokens (CHSB).EUR 1-100 (random) in CHSB: deposit 50+ EUR in crypto. More info...NoNoNoYesNoYesYesNo0.00050 BTC0.00630 ETH35.00 USDCYesNoYesSwitzerland20173.9/5 (1048 reviews)2022-02-1732
Vauld.comFixed deposit (30 days).2.5% extra interest, 20% trading fee discount. More info...NoNoYesYesYesYesYesNoNetwork feeNetwork feeNetwork feeYesYesNoSingapore20183.3/5 (10 reviews)2022-02-1733
WhaleFin.com *APRFixed deposit. The longer, the higher rate.$37 in BTC: deposit and hold crypto. 10% extra interest.NoNoYesYesYesYesYesNo0.00050 BTC0.00500 ETH8.00 USDCYesYesNoHong Kong20172.9/5 (2 reviews)2022-02-1734
YouHodler.com *APRNone.-NoNoNoYesYesYesYesYes, unlimited0 BTC0 ETH0 USDCYesNoYesCyprus20184.3/5 (664 reviews)2022-02-1735
CakeDeFi.comLending: fixed deposit (4 weeks)$30 in DFI: deposit $50+ in crypto, $5 in DFI learn&earn. More info...NoNoYes (no lending)YesYesYesYesNo0.00050 BTC0.01500 ETH60.00 USDCYesNoYesSingapore20194.8/5 (973 reviews)2022-03-0936
Stablehouse.ioNone. Note: earning interest temporarily halted for new users.$40 in USDC: deposit $100+ in crypto, hold for 30 days. More info...Yes, lower rates > 2.0 BTC, 20 ETH, 100000 USDC.NoNoYesYesNoNoNo0.00030 BTC0.00500 ETH10.00 USDCYesNoYesBermuda20183.8/5 (2 reviews)2022-03-3037
Finblox.comNone.$3-250 in USDC: deposit $100-50.000, hold for 75 days. More info...NoNoYesYesYesYesYesNoNetwork feeNetwork feeNetwork feeNoNoYesHong Kong20213.7/5 (1 reviews)2022-05-0938
Yield.appHold platform tokens (YLD).100-1000 YLD: deposit $1000+, hold for 30 days. More info...NoNoNoYesYesNoNoNo0.00070 BTC0.01000 ETH10.00 USDCYesNoYesUnited States20204.7/5 (73 reviews)2022-05-0939
Coinchange.ioNone.$40 in USDC: deposit $500+, hold for 30 days. More info...NoNoYes (in 24 states)YesYesYesYesNo0.00050 BTC0.00550 ETH10.00 USDCYesNoYesCanada20173.8/5 (125 reviews)2022-05-2540
Zengo.comNone.$10 in BTC: buy $200+ in crypto. More info...NoNoYes (no lending)YesNoYesYesNoNetwork feeNetwork feeNetwork feeYesNoYesIsrael20182.1/5 (20 reviews)2022-05-2541
Bitstamp.netNone.-NoNoYesYesYesYesYesNo0.00050 BTC0.00600 ETH20.00 USDCNoYesYesLuxembourg20112.3/5 (588 reviews)2022-06-1442
Amon.techNone.-NoYes, 1-3% back (AMN). See detailsYes (no card)YesYesYesYesNoUnknownUnknownUnknownYesNoYesEstonia20184.1/5 (111 reviews)2022-06-1443
Binance.usNone, but take note of the associated unstaking period.$10 in USD: buy or sell $100+ in cryptoNoNoYesNoYesYesYesNo0.00020 BTC0.00450 ETH17.19 USDCYesYesYesUnited States20191.3/5 (283 reviews)2022-06-2444
Uphold.comNone.$20 in BTC: buy or sell $250+ in cryptoNoComing soon, 3% backYesYesYesYesYesNo0.00030 BTC + $2.99Network fee + $2.99Network fee + $2.99YesNoYesUnited States20132.0/5 (6298 reviews)2022-06-2545
Bitpanda.comHold platform tokens (BEST).EUR 10 in BEST: buy EUR 25+ in crypto. More info...NoYes, 0-2% back (BEST). See detailsNoYesYesYesYesNo0.00006 BTC 0.00421 ETH12.73 USDCYesYesYesAustria20144.2/5 (7505 reviews)2022-06-2746
Haruinvest.comFixed deposit (365 days).Additional 0.2% APY/APR (flexible/fixed). More info...NoNoYesYesYesYesYesNo0.00010 BTC0.005 ETH1.00 USDTYesNoNoSingapore20194.9/5 (369 reviews)2022-06-2747
Wirexapp.comGet the Wirex Elite plan (EUR29.99/mo), hold platform tokens (WXT), get paid in WXT.-NoYes, 0.5-8% back (WXT). See detailsYes (no X-accounts)YesYesYesYesNoNetwork feeNetwork feeNetwork feeYesNoYesUnited Kingdom20143.0/5 (10007 reviews)2022-06-2848

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